The Pet Insurance stupid decision that cost $ 6,700

Posted by Admin on Thursday, September 20, 2012

Once, as the story goes, had a precious little redhead names Savannah. This lively Lhasa Apso was nice and sweet and absolutely had me wrapped around her little paw. Savannah, however, even had a tonne of medical problems.

Since I was two years old, suffered from extremely itchy skin, chronic infections of the skin and a growing list of other issues. I decided to check into getting pet insurance, but (15 years ago) was not worth it. About then, pet insurance was extremely limited and costs a small fortune. I've been through.

Fast forward to about six years ago, when a cat Allied rough and tumble, named pursuit came into my life. The exact opposite of my dear Savannah, Chase was a street-smart cat, all-boy that wasn't taking guff off anyone. With a passion for mixing it with any creature came into the yard, we quickly discovered that Chase was destined to be his name.

In the back of my mind, I knew that I must check in pet insurance to all my pets. I mean, really ... After all this time, coverage, terms and rates would be improved, right? But I kept putting off.

There's No going back

Then it happened ... out of the blue. Chase got a steroid of long-acting shot because she had bladder infections. How would come out antibiotics, the infection would return soon. Within days, he began to lose weight. Was eating normally, but drink a lot more than usual.

The diagnosis? Steroid-induced diabetes. I was in shock. Diabetes is expensive and lasts for life. There is no cure. You treat it with daily insulin injections. The cost? For insulin and supplies; about 45 $ per month ... every month ... forever. If Chase had assured before diagnosis, we would only pay about $ 12 per month. To date, we have spent about $ 2,700.

Easter Sunday brings disaster

Jump on Easter Sunday morning, 2007. As I'm heading out the door to warm up the machine, Holly is limping up the steps back with his left arm dangling front. "This is not good," was my first thought.

A trip to the emergency room confirms our fears: had broken. Not only that was a twist about an inch from his elbow joint. What kind of complex fracture would require a specialist orthopaedic surgeon performing the surgery. Cha ching! By the time we finished with all that is involved with this incident cost us over $ 3,500. If you have procrastinated to obtain insurance, would be about $ 700.

A new friend ... New medical expenses


During the summer of 2009, my husband began to notice a shy little kitten "smoking" around in our yard. He seemed young, no more than one year that we estimated. While Chase would run it, the next day we see this nice guy creeping in the pipeline. You see, he was in love with Holly!

One night we heard soft Purring on our front porch. Holly, who was dozing in the back of the couch behind my head, felt too. She jumped off the couch and trotted over to the front window. Hopping around a Chair, began looking outside on the porch without moving.

When my husband and I walked to the window to see what Holly was so intensely watching, we found our new friend from the other side of the glass. It was the cutest thing I'd seen in years!

This beautiful colleague (who we called Henry) became part of our family a few months later. Not long after, however, our new addition came limping up the Hill. Another broken leg? Lol this time we would face a hip dislocation.

Because the hip I wouldn't stay in place when moved, Henry would require surgery to remove the ball from his hip and create a fake joint that would allow him to walk normally again. Office visits, diagnoses, x-rays, surgery, hospitalization, and most of all has come to over $ 500.

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